How Citi® Double Cash Card Compares to Dash.fi for Facebook Ads

When you’re an agency, or an eCommerce merchant, spending $10K, $50K, $100K a month or more on Facebook and Google ads, deciding on which credit card to use to pay for them is complicated.

A whole lot is riding on your decision.

What card is going to be best for you?

You might be tempted by the prospect of earning an insane amount of travel and rewards points. Or perhaps perks like membership at exclusive clubs, big discounts on services, or a gift card to an upscale store are enticing.

What card is going to be best for your business?

If you’re smart, you might be looking at cards that offer cash back instead of points and special privileges. Either way, with most credit cards you’re going to have to decide whether or not you’re okay with pouring part of your profits into annual fees and double-digit interest rates, and accepting some personal liability when you sign the card agreement.

Figuring it all out can be mind-boggling. Here are just a few of the factors you’ll need to consider when looking for a credit card to use for Facebook ads.

  • Credit Limits: How high they are and how fast you’ll hit them is a big concern.

  • APRs: Credit card Annual Percentage Rates can run as high as 25% or more.

  • Annual Fees: Super sexy premium cards charge several thousand dollars a year, but even average credit cards for business can run several hundred dollars for each card issued.

  • Points and Rewards: Figuring out how to earn them and what you can redeem them for can be challenging.

  • Cash Back: Determining which purchases qualify for what percentage as well as factoring in caps is a headache.

  • Welcome Bonuses: Sometimes you pay for generous sign up offers with stingy points structures later.

  • How to Successfully Keep Your Ad Spend Running: You might have to choreograph a complicated dance of when to stop spending on one card and switch to another depending on credit limits, cash back considerations, or points systems.

A Simple Card for Digital Ad Spend Sounds Pretty Good

Simple is what the Citi® Double Cash Card hangs its hat on. The Points Guy calls it “Simple and Rewarding”  and goes on to say:

“With up to 2% cash-back earnings on all purchases—1% when you buy and another 1% as you pay—it’s difficult to beat this no-annual-fee card. Plus, now you have the option to convert your cash-back rewards to ThankYou points. 

Card Rating*: ⭐⭐⭐⭐

I’d have to seriously disagree with that assessment if you’re planning on adding this card to your Facebook or Google ad spend credit card rotation. “Simple” is going to cost you in ways you may not have thought about. Let me tell you more.

Citi Double Cash Card Rewards Aren’t The Best Fit For Advertisers

While the Citi card doesn’t restrict the kind of purchases that let you earn cash back on travel, gas, groceries or other purchases, doesn’t put a cap on cashback qualifying spend, and has no annual fee, there are other things to consider.

Let’s  compare the Citi Double Cash Card to Dash.fi so you can see side-by-side how they stack up against each other.

If your ad spend is $10K a month or more dash.fi is the best card for Facebook advertising.

The average small business has five credit cards with a balance of about $32k that they have to keep track of. There’s a better way than rotating through dozens of low-limit credit cards to get the funding you need to scale when you can get it all with dash.fi, the best card for Facebook ads with the high limits and perks you need to grow your business.

Exclusive Cardholder Benefits

Here are a few of the reasons our customers love dash.fi.

  • Highest Limit for Ad Spend. Guaranteed. Forget dinging your FICO score to get a higher limit.  Dash.fi gives you all the ad spend funding you need to grow your business without hurting your ability to secure future funding from other sources.

  • Account Ban Protection.  Unlimited virtual debit and charge cards for ads so you can scale to the moon without the fear of getting banned. Lets you use a card with a unique number, name, and address for each ad account, business manager, campaign, and network. Also eliminates the expense of cumbersome employee cards.

  • Up to 3% Cash Back. Dash.fi gives you up to  3% cash back on your Facebook ad spend in your first two months.


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