| 8 min read

Juni vs. dash.fi Review for Ecommerce Businesses

If you run an online business, keeping track of your company’s cash flow and financial situation is essential. 

Juni and dash.fi are both online platforms designed to make running your company and keeping track of its finances easier. Both have a strong focus on ecommerce and online advertising, so it’s in your best interest to consider which is right for your company.

What is Juni?

Juni bills itself as “the financial platform built for ecommerce.” It aims to help companies manage cash finances and maximize cash flow from a simple dashboard.

To do this, it offers several features, including the following. 

Multi-Currency Accounts

Juni lets you set up accounts to hold four currencies: US dollars, British pounds, euros, and Swedish krona. You can use your Juni accounts to ensure you pay and get paid using the proper currency for the situation.

It also keeps currency conversion cheap, with exchange fees capped at 0.25%.

Juni Card

UK and EEA-registered companies that open an account will have access to the Juni Card. With this card, employers have the ability to make unlimited virtual Mastercards for their business. Each has spend-tracking tools and independently configurable spending rules and limits.

You’ll also earn cash back on online advertising spending, helping your company save money.

Payment Platform

Juni lets you integrate your bank account and payment tools, including PayPal, Wise, Stripe, and more. The platform offers more than 2,400 integrations to make it easy to track your business’s money regardless of where it’s stored or where it comes from.

Google Ads Integrations

Juni works with Google Ads to automatically track receipts and invoices. It uses that data to make your bookkeeping more manageable and to provide insights into your ad spending.

Credit Lines up to £2 Million

Juni offers lines of credit that range from £10,000 to £2 million, helping improve your business’s cash flow. You can get payment terms of 37 to 60 days with no interest. However, this feature is only available for companies based in the UK.

Pros & Cons of Juni

Before signing up for Juni, it’s important to consider its pros and cons.


  • Credit lines up to £2 million

  • 1% cash back

  • Multi-currency accounts

  • No annual fee

  • Google Ads integrations


  • Line of credit only available to companies in the UK

  • The card is a prepaid card, not a credit card

  • Not all companies will be eligible

The Juni Card vs. dash.fi

Juni and dash.fi both fit a similar niche—financial platforms designed for online companies. Both offer unlimited virtual cards and cash back on advertising spending. Let’s compare their key features.


One of the most important things for businesses to consider is cost. Keeping costs low and revenues high is how a company earns a profit.

Juni does not charge a fee for its services, but some merchants and third-party vendors may charge one. In contrast, dash.fi has a $695 annual fee.

However, dash.fi’s currency conversion fee is lower at 0.2% of the transaction compared to Juni’s maximum of 0.25%. Dash.fi can also lower your advertising costs by 20% or more with its scale concierge service.


Both dash.fi and Juni pay cash back on advertising purchases, but where they differ is the reward rate.

Juni users will earn 1% back on eligible spending, letting them build up rewards over time. To earn 1% cash back, your company must spend at least €250,000 per year. Otherwise, you’ll earn 0.5% if you spend at least €25,000 (there is no cash back for businesses with eligible spend less than that amount).

Juni also offers perks and discounts on business services such as CRM, advertising, and other business tools. 

To compare, dash.fi offers 3% cash back on your first two months, letting you earn a far higher amount on your spending. Dash.fi can also provide custom reward agreements to businesses with seven-figure spending.

Other ways to boost your rewards rate include opening a cash account with dash.fi or signing up for instant payout processing.

Virtual Cards

Both Juni and dash.fi lets customers make unlimited virtual cards they can use to manage and track their company’s spending. You can set individual spending limits on each virtual card and track each card’s spending independently.

Accounting Integrations

Dash.fi and Juni both offer financial dashboards that help track your company’s money and make bookkeeping easier.

Juni offers integrations with popular platforms like Shopify, Google Ads, Facebook Ads, and payment services. Juni’s financial platform can automatically track your spending and export it to popular accounting tools like NetSuite. Plus, it’s receipt matching tool connects to your Gmail accounts to monitor for incoming emailed receipts from sites like TikTok and Shopify.

Dash.fi integrates with Quickbooks and other accounting tools to automatically sync transactions and handle bookkeeping tasks for you.

Credit Requirements

Juni and dash.fi differ significantly when it comes to eligibility requirements.

Juni was developed in Gothenburg, Sweden and has a much stronger focus on European businesses. Only companies based in the United Kingdom are eligible for its line of credit, meaning companies located in other countries can’t get a card.

Dash.fi is an American company, but it offers a corporate card for brands across the globe. The good news is that getting a card with dash.fi is easy—there are no personal guarantees or credit checks involved.

Final Word

Juni and dash.fi are similar services focused on different geographical locations. Dash.fi is available for brands worldwide while Juni offers the most benefits to companies based in the UK.

Both offer valuable tools for managing your company’s spending and finances, so the service you select will likely depend heavily on your company’s location.

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